 | Blogs > debutanteBaltimr > Samson -N- Dilaudid > Car Crash Destroyed my Ride |
8/16/2011 10:43 am Last Read: |
Fortunately it happened in a 25 MPH zone but a young fellow pulled his 2001 Pontiac Grand Am out in front of me as I proceeded east out of Martinsburg on Rte 45. The whole crash was over and done with before my foot ever hit the brake pedal. The entire front end of my 2002 Toyota Corolla was anihilated in a flash. The seat belt kept me from being hurt though. The cops were very thorough in their investigations. The other driver was clearly at fault. Both he and the little girl passenger were unhurt as well. So...file a claim, no big deal, right? No such luck. It seems that the insurance policy that this kid provided was cancelled over 2 YEARS ago. And I have only liability coverage on my own policy. So I indicated to my own claims rep that I needed to file a claim through the Uninsured Motorist Fund since the driver at fault had no insurance. In spite of having no coverage on damage to my own vehicle, my insurance company was able to get me set up with a rental car at no expense to myself. The rental car agency also bent over backward to help me. They require a major credit card in MY OWN name or $100 cash deposit, of which I had neither. So they used a debit card that I have a zero balance on to get me down the road. Now for the BAD part. My car will be appraised today to determine the condition it was in prior to the crash to determine the value. Miles: near a quarter MILLION. The body: rough. Driver's side door replaced years ago with door (primer coated) from junk yard Toyota. Hood replaced with thin primer coated hood years ago. Front driver's seat broken, sitting cockeyed. Large hole in console between front seats that I had chiseled out around parking brake lever to retrieve change that had fallen through. Rear driver's side door window replaced with plexiglass...etc. & etc. I may wind up with a negative balance rather than getting ANY money for loss to use for purchase of replacement vehicle. And as is the case with all claims through Uninsured Motorist Fund, there is a $300 deductible that comes right off the top of any check cut for repair or total loss. This young fellow really left me in a lurch. I am not optimistic. I could say some nice things about your hair but would it really matter? |
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8/16/2011 8:48 pm |
Sue the guy!! How can anyone drive without an insurance coverage? He must be a lunatic  Glad to hear that you didn't break any bones Deb  It's better to smile and have dimples  than to frown and have wrinkles 
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8/16/2011 11:50 pm |
This happened to me when a drunk driver coming out of a shopping center crossed into my lane and hit me and I flipped my Bronco 3 times back in 2000. Fortunately I wasn't seriously hurt. She was uninsured and I wasn't compensated either and I was without a vehicle. I know what you're going through. It sucks! If you can't convince them, confuse them!
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8/17/2011 12:47 am |
Agree with Renee. Sue him and at the same time did the authority there take action against him? It is definitely illegal to drive without insurance coverage. But glad that you're not hurt or losing any hair. if you're not riding the wave of change.....  .....you'll find yourself beneath it 
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8/17/2011 5:54 am |
Wear helmet and amour when driving your car next time, Balti. The story reads scary. Btw, if the accident had not taken place, could it be possible that the other driver would hardly be found at fault for not having his insurance? 
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8/17/2011 10:41 am |
It sounds like you will become just like me. Having to get around on a bicycle.  Bethyl and the Dragon Dagger is on Amazon
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8/17/2011 1:16 pm |
Sue the guy!! How can anyone drive without an insurance coverage? He must be a lunatic Glad to hear that you didn't break any bones Deb  I could say some nice things about your hair but would it really matter?
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8/17/2011 1:18 pm |
This happened to me when a drunk driver coming out of a shopping center crossed into my lane and hit me and I flipped my Bronco 3 times back in 2000. Fortunately I wasn't seriously hurt. She was uninsured and I wasn't compensated either and I was without a vehicle. I know what you're going through. It sucks! I could say some nice things about your hair but would it really matter?
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8/17/2011 1:21 pm |
Agree with Renee. Sue him and at the same time did the authority there take action against him? It is definitely illegal to drive without insurance coverage. But glad that you're not hurt or losing any hair. I could say some nice things about your hair but would it really matter?
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8/17/2011 1:24 pm |
Wear helmet and amour when driving your car next time, Balti. The story reads scary. Btw, if the accident had not taken place, could it be possible that the other driver would hardly be found at fault for not having his insurance? I could say some nice things about your hair but would it really matter?
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8/17/2011 1:28 pm |
It sounds like you will become just like me. Having to get around on a bicycle. I could say some nice things about your hair but would it really matter?
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8/27/2011 10:21 am |
Hope you're feeling better and that the weather is more friendly for you Debutante It's better to smile and have dimples than to frown and have wrinkles
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8/28/2011 2:27 am |
Are you okay? It is the truth in man that sets him free.. 
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9/19/2011 9:24 am |
how r u dear .. .. i am just droppin by i hope ur finesmile a smile from the heart 
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9/24/2011 8:01 am |
I'm glad you were wearing your seat belt Peace .. elaine67
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9/30/2011 7:52 am |
Hope you're feeling better and that the weather is more friendly for you Debutante I could say some nice things about your hair but would it really matter?
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9/30/2011 7:54 am |
Are you okay? I could say some nice things about your hair but would it really matter?
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9/30/2011 7:55 am |
how r u dear .. .. i am just droppin by i hope ur fineI could say some nice things about your hair but would it really matter?
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9/30/2011 7:57 am |
I'm glad you were wearing your seat belt I could say some nice things about your hair but would it really matter?
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